GOVERNMENT SCHEMES

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yojana scheme
By Narendra Modi (PM launches Pradhan Mantri Jan Dhan Yojana) [CC BY-SA 2.0 (https://creativecommons.org/licenses/by-sa/2.0)], via Wikimedia Commons

GOVERNMENT SCHEMES

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Sugamya Bharat Abhiyan: It enables persons with disabilities to gain access for equal opportunities & participate fully in all aspects of life (specially abled)

Himmat Safety App: It is a women safety mobile application launched on 1 Jan 2015 by Rajnath Singh (Home minister).

SETU (Self Employment & Talent Utilization): It is a mechanism under NITI Ayog. It will be a techno financial, incubation & facilitation programme to support all aspects of start up business & other employment activities.

AIM (Atal Innovation Mission) [NITI]: Fund of 150 crore allotted to it. It will be an innovation promotion platform involving academis, entrepreneur & researchers drawing up national & international experience to faster culture of innovation and R & D in India.

Soil Health Card Scheme: Launched in Suratgarh in Rajasthan on 17 Feb 2015. Govt. issues soil to farmers to increase productivity of crops by soil testing in labs of fields target to reach 14 crore farmers.

DD-Kisan: Indian agriculture 24 hours channel owned by Doordarshan.

Launched on 26 May 2015

Head Office: Noida (India)

Slogan: Changing Indian Farmer

BBBP (Beti Bachao. Beti Padhao) Yojana: [Save girl child, Educate girl child]

  • Brand Ambassador: Parineeti Chopra for Haryana
  • Launched in Jan 22,2015 in Panipat (Haryana)
  • Ministry – Women & child development ministry
  • Initial corpus of Rs. 100 crore

Pradhan Mantri Sansad Adarsh Gram Yojana: In this scheme MP will be responsible for development socio-economic & physical infrastructure of 3 villages each by 2019 and 8 by 2024 (Total 6433 Adarsh grams of 265000 gram panchayat will be created by 2024) – launched 11 Oct 2014.

Namami Ganga Project:

  • To clean Ganga Budget: 20,000 crore
  • Japan, Australia, Germany & Netherlands are helping in the project
  • Authority: NGRBA (National Ganga River Basin Authority) Looks after the project
  • Head By: Minister of water resource, river development & Ganga Rejuvenation [UMA Bharti]

Mission Indra Dhanush: Providing vaccination cover against 7 disease [diphtheria, whooping cough (pertussis), tetanus, polio, tuberculosis, measles & hepatitis-B] by 2020 to children.

  • Mission Indradhanush was launched by J.P. Nadda (Union Health Minister) on Dec 25, 2014.
  • Full immunization for all children by 2020.

Mission Ustaad:

  • Launched in Varanasi
  • Upgradation of skills and training in Ancestral Arts/craft for development (USTAAD) – allocated fund 17 crore
  • Objective: It focuses at upgrading skills & training of Minor communities by preservation of traditional ancestral skill

National Gokul Mission: To conserve and develop indigenous bovine, breeds, government has launched “Rashteriya Gokul Mission” under NPBBD (National Programme for Bovine Breeding and Diary Development).

Shyama Prasad Mukherji Rurban Mission (SPMRM): To bridge gap between rural and urban areas of country Govt, of India has taken the initiative of setting up 300 Rural Cluster by 2020.

Make in India:

  • Launched on 25 Sept 2014
  • It includes 25 sectors
  • Objective: Promote India as manufacturing hub, eliminate unnecessary law & regulations & economics transformation in India.

Swachh Bharat Abhiyan (Clean India Campaign):

  • Vision: Clean India by 2 Oct. 2019 as 150th Birthday of Mahatma Gandhi.
  • Started on 2 Oct. 2014 by Narendra Modi from Rajghat by cleaning road.

Project Uddan: (Specially for J & K) Its main focus is to provide skills & enhance employability of 40,000 youth for next 5 years. Implementation of scheme be done by NSDC (National Skill Development Council) & corporate sector is PPP mode. It also focuses on Girl education and assist talented girls for IIT-JEE preparation studying in 11th and 12th class.

Roshani Scheme: It is of Central Government for skill development & job placement for rural youth & women in most affected 24 district of a state.

Pradhan Mantri Krishi Sinchayee Yojana (PMKSY):

  • Allocation of funds for next 5 years – 50,000 crore for (2015-16 to 2019-20) e Allocation for the current financial year – 5,300 crore.

More Crop Per Drop: Promote better water application devices as drips, sprinkles, rain gun in farms.

Hark Khet Ko Pani: Focuses strengthingcarry capacity of traditional water resources.

  • Funding Pattern: Centre: 75. State: 25In case of north-eastern region & hilly states it will be 90:10
  • PMKSY is approved by CCEA (Cabinet committee in economic affair) by PM Narendra Modi.

Prampragat Krishi Vikas Yojana: In order to improve soil health focus on using organic fanning scheme.

Pradhan Mantri Janaushadhi: In this scheme 504 medicines & 200 medical devices & other items will be sold and then all will be made by PSU (Hindustan Antibiotics & Other General Medicines)

  • Objective: To provide employment to unemployed youth B.Pharma, NGO & charitable trust.
  • Price controlling be done by NPPA (National Pharmaceutical Pricing Authority)
  • Uniform VAT of 4% on medicines in all states
  • Excise duty is reduced from 16% to 4%.

HRIDAY (National Heritage City Development & Augmentation Yojana):

  • Focus on holistic development of heritage cities by March 2017.
  • Allocation: 500 crores
  • 12 Cities: Ajmer, Amravati, Amritsar, Badami, Dawarka, Gaya, Kanchipuram, Mathura, Puri, Varanasi, Velankanni, Warangal.

DDUGJY (Deen Dayal Upadhyaya Gram Jyoti Yojana):

  • Objective: Provide 24 hours daily (24 × 7) uninterrupted power supplies to all.
  • Main aim to provide continuous power supply in rural India.
  • Total investment 75600 crore (replaced by Rajiv Gandhi Grameen Vidhutikaran Yojana).

E-Taal: This is a web portal for dissemination of E-transactions statistics of National and state level e-governance projects. It presents quick analysis of transaction counts in tabular and graphical form to give quick transactions details done by various E-governance projects.

Sagar Mala Project: This project will focus on modernization of Indian Ports. So that port led development can be fasten to contribute Indian growth.

AMRUT (Atal Mission for Rejuvenation & Urban Transformations): Replacement of JNNURM

  • Launched on 25 June 2015
  • Total outlay of Rs. 98,000 crore for the next five years. While Rs. 48,000 crore has been earmarked for Smart City Project, Rs. 50,000 cr will be spent on AMRUT.
  • 50,000 cr for 500 cities.
  • 48,000 cr for 100 Smart Cities (1st Smart City Be Bhubaneswar)
  • Objective: Housing for all by 2022.
  • Mission: Fund of amount shall be transferred to local bodies within 7 days.
  • PPP: Will be main resource of Mobilization.
  • AMRUT will focus on ensuring basic infrastructure services such as Sanitation, water supply, sewerage, promoting public transport, open space, buildings and parks.

Project Bharat Mala: Project a road built along India’s vast west to east (Gujarat to Mizoram)

  • Estimate cost of 80,000 cr
  • Passes through 15 states of India
  • Road construction of 5300 km
  • Objective: Better connectivity in boarder areas and improve reach.
  • Road development project from west to east specially covering border areas.
  • Upcoming project of GOI

“Housing for all by 2022” – Pradhan Mantri Awas Yojana:

  • Launched by P.M. – 25 June 2015
  • Target: 2 crore house by 2022 (financial assistance 2 lakh crore)

Note: Each house provided under this scheme will involve a central grant of Rs. 1 Lakh to 2-3 Lakh. It will come part of 6.5% interest rate subsidy.

  • Total identified cities & towns – 305 under HUPA (Housing and Urban Poverty allevation) Selected cities & town are:
  1. Chattisgarh (36)
  2. Gujarat (30)
  3. Jammu & Kashmir (19)
  4. Jharkhand (15)
  5. Kerala (15)
  6. Madhya Pradesh (74)
  7. Odisha (42)
  8. Rajasthan (40)
  9. Telangana (34)
  10. (A) Skill India: It is a part of governments “war against poverty” programme.

Target: To provide adequate skill over 40 crore people by 2022.

(B) Pradhan Mantri Kausal Vikas Yojna (PMKVY): This is a skill training programme which aims to provide training to 24 lakh people of the country specially to youth population. This scheme is implemented by National Skill Development Corporation (NSDC). Skill training will be done based on National Skill Qualification Framework (NSQF) and industry led standards. Under this scheme per trainee would get average monetary reward of Rs. 8000. Government of India has provided Rs. 1500 crore for implementation of this programme.

Pradhan Mantri Fasal Bima Yojana (PMFBY): This scheme will replace two existing schemes national agriculture insurance scheme and modified National Agriculture Insurance Scheme (NAIS). Farmers will have to pay premium of 2% for all kharif crops and 1.5% for all rabi crops. For all commercial & horticultural crops farmers will have to pay a premium of 5%.

PMFBY there will not be any cap on premium & reduction of sum insured. Claim amount of 25% of total amount will be directly settled on farmers account and there will be one insurance company for entire state.

Private insurance companies & agriculture insurance company of India will implement this scheme. All claims liability will be on insurer and government would give upfront premium subsidy.

Note:

PMFBY target is to increase (average upto 50% of total crop area of 194.40 million hectare within next 3 years.

Pandit Deendyal Upadhyay Shramev Yojana:

Key features:

  • Shram Suvidha Portal: To allot labour identification number (LIN) to nearby 6 lakh units.
  • Universal Account Number: Enables over 4 crore employees to have PF account portal & easily accessible.
  • Apprentice Protsahan Yojana: Will support manufacturing unit by reimbursing 50% of stipend paid to apprentices during first two years to their training.
  • Revamped Rastriya Swasthya Bima Yojana: To introduce a smart card for workers of unorganized sectors carrying details of two more social security schemes.

Mahatma Gandhi Pravasi Suraksha Yojana:

Specially designed for overseas Indian workers in order to meet their financial needs as saving for retirement, saving for return & resettlement & free life insurance cover death naturally.

Nai Manjil Scheme: Nail Manjil Scheme launched by centre government for the welfare of minorities. It focuses on bridging the academic and skill development gaps of the deeni madrasa passout. This is multi sector development programme for minorities and it facilitates the minorities with pre matric and post matric scholarships.

NITI Aayog (National Institution for Transforming India):

  • NITI Aayog taken place of Planning Commission Constituted in 15/3/1950.
  • NITI Aayog got started on 1 January 2015.
  • Chairperson: PM of India.
  • Governing Council: Comprising CM of allstates and union territories with legislature and

Lieutenant Governor of Union Territories.

  • Vice-Chairperson: Will be appointed by PM.
  • Members: Three- full time.
  • Part time – two member from leading universities, research organizations.
  • Ex-officio members: Maximum four member of union council of ministers to be nominated by PM.
  • CEO: To be appointed by PM for fixed tenure in the rank of secretary to government of India.

Start up India Scheme

This scheme has been launched on January 16, 2016 in New Delhi by PM Modi, Which to provide more friendly environment for the entrepreneurs to do business in India.

The followings are the features of this scheme.

Features (Ease of Doing Business):

  1. Introduction of simplified regulatory regime based on self certification: To make the process easier, the government would allow start ups to self certify compliance on nine labour laws. No inspection would be conducted for “first three years”. In case of environment laws, start-ups under ‘White’ category would be able to self certify compliance.
  2. Faster Process of Registration: An online portal in the form of mobile application will be launched on April 1, 2016, which will enable startups to register their company in a day with the help of single point contact for clearance, approvals and registrations.
  3. Fast-Track Mechanisms of Start-up Patent Applications: Central Government would allow start ups to realize the value of their intellectual property rights (DPR) at the earliest possible. For this purpose government would help the start ups with 80% rebate on the cost of patents, trademark and designs.
  4. Tax Exemption: Start ups set up after April 1, 2016 would be exempted from income tax for first three years. Exemption would also be available to venture capital funds to invest in start ups above fair market value. Capital gains invested in SEBI registered venture funds will also be exempted from tax & tax on long term capital gains in unlisted entities would be cut from present rate upto 20%.
  5. Faster exits for start-ups: Start ups would be allowed to wound up their business within a period of 90 days from making an application for winding up, as per “The insolvency and Bankruptcy Bill, 2015”.

Funds for Starts UPs:

  1. Credit guarantee fund for start-ups: A credit guarantee mechanism to be rolled out to raise debt funding through the formal banking system through National Credit Guarantee Trust Company (NCGTC) and SIDBI which will have an annual corpus of Rs. 500 Crore for next four years.
  2. A Rs. 10,000 Crore fund for Startups: The Government to set up a fund with an initial corpus of Rs. 2500 Crore & a total Corpus of Rs. 10000 Crore over a period of four years. This fund would participate in the capital of SEBI registered venture funds.

Promoting Start UPs:

  1. Start up India Hub: This hub will serve as a single point of contact for startup ecosystem players & function in a hub and spoke model with central and State Governments, Indian & foreign venture capital (VCs). Apart from this 7 new research parks with an Initial investment of Rs. 100 Crore each would be set up, which includes 6 UT (Indian Institute of technology campus & one includes one Indian institute of Science Campus.
  2. Atal Innovation Mission to encourage entrepreneurship: Sector specific incubators & 500 thinkering Labs with 3D printers in Universities to be established & preincubation training and seed fund for high growth of start ups to be provided. Three innovation challenge awards per state/UT and 3 national level to be set up for finding ultra low cost solutions for India.
  3. Innovation Focused Programme for Students: The programme targets at school kids aims to source 10 lakh innovations from 5 lakh schools. Out of which 100 will be short listed & showcased at annual festival of innovations, to be held in Rastrapati Bhawan. To support and award of Rs. 10 lakhs to 20 student innovations National initiative for developing and Harnessing innovations (NIDHI) shall be instituted through innovation and entrepreneurship development centers (IEDCs).

Uchhattar Avishkar Yojana a joint – MHRD – DST scheme has earmarked Rs. 250 crore annually to faster “very high quality” research amongst ITT students.

  1. An Annual Incubator Grand Challenge: The Government will identify and select 10 incubators, evaluate their performance with key performance indicators (KPIs) and provide them Rs. 10 Crore each as financial assistance to improve their infrastructure in order to become world class entrepreneur.

NOTE

New E-form for start ups is INC 29 and India has become 3rd largest start up base after the U.S. and the U.K.

Stand Up Scheme

This scheme has been introduced by PM Modi on January 16, 2016. In New Delhi which focuses on Promoting entrepreneurship among SC/ST (Schedule Caste/Schedule Tribe) and women borrowers with providing bank loan facility at pre loan stage and during operation stage.

  • This scheme is intended to facilitate atleast two projects per bank branch on an average one for each category of entrepreneur &It is expected to facilitate at least 250000 borrowers.
  • Loan under this scheme would be secured by credit guarantee scheme. For which department of financial services would be settler and National Credit Guarantee Trustee Company Ltd. (NCGTC) would be operating agency.
  • This scheme will be refinance through small industries development bank of India (SIDBI) with initial amount of Rs. 10,000 Crore.
  • Margin money of composite loan would be upto 25%. Loan Range between Rs. 10 i-akh to Rs. 100 Lakh for Greenfield enterprises in non-farm sector setup by SC, ST & Women borrowers & Loan repayment period would be upto 7 years.

NOTE

This scheme is a part of start-up India scheme & stand up slogan speeded by the department of financial services (DFS).

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